Improving Generation Z's Financial Resilience Through Digital Financial Literacy at Daarul Shafa Islamic Vocational School

Abstract

This Community Service Program (PKM) was carried out at Yayasan Pondok Pesantren Daarul Shafa, Depok City, on August 23, 2025, with the theme “Digital Financial Literacy as a Pillar of Financial Resilience for Generation Z.” The activity aimed to enhance students’ understanding of digital financial literacy through lectures, interactive discussions, and practical sessions, including an educational game simulating the preparation of personal financial reports. The materials covered fundamental concepts of financial literacy, financial planning, digital money management, and online transaction security. The results showed a significant improvement in participants’ understanding; while they initially struggled to grasp financial management concepts, after completing the sessions and the game, they were able to prepare personal financial statements and plan expenses more systematically. This program is expected to strengthen the financial resilience of young generations so they can wisely utilize digital technology to support economic independence in the future.