Financial Literacy and Strengthening the Character of Islamic Students in Facing Modern Economic Challenges

Abstract

Globalization and digital transformation require students to develop economic competencies alongside religious understanding. Financial literacy and character strengthening are essential in responding to modern economic dynamics. A community service program conducted by students of Universitas Pamulang at Pesantren Nurul Ihsan aimed to enhance sharia-based financial literacy and strengthen Islamic character values. The program applied a participatory approach through training, discussions, and simple financial management practices. The results indicated improved knowledge of financial management, the importance of saving and investing according to sharia principles, and strengthened values such as discipline, trustworthiness, and responsibility in facing global economic challenges.