Utilization of Digital Media in Financial Literacy Education to Encourage Savings Among Islamic Boarding School Students

Abstract

The rapid development of digital technology has brought significant changes in various aspects of life, including education and financial management. Financial literacy has become an essential skill for young generations, including santri (students in Islamic boarding schools). The low level of financial literacy among santri often leads to a lack of awareness in saving and practicing wise money management. Therefore, utilizing digital media in financial literacy education serves as a strategic solution to enhance knowledge and encourage saving habits in pesantren environments. Digital tools such as financial applications, video-based educational content, and online learning platforms have proven effective in improving santri’s understanding of financial planning, transaction management, and saving culture. Studies and community service programs conducted in several pesantren demonstrate that digital media not only facilitates access to information but also fosters motivation and positive financial behavior.