Implementation of Financial Literacy in Cultivating Saving Habits among Students at Nurul Ihsan Islamic Boarding School

Abstract

The implementation of financial literacy is essential for students in managing their limited allowances wisely. Through a community service program at Pondok Pesantren Nurul Ihsan, students were taught to distinguish between needs and wants, create simple financial plans, and record income and expenses. The methods included preparation, interactive lectures, group discussions, and Q&A sessions to ensure practical understanding. Results showed improved awareness and motivation to save, live modestly, and manage money responsibly. The program not only provided knowledge but also instilled positive financial habits that contribute to long-term independence.